Welcome to the Budget Planner

"If you fail to plan, you plan to fail"

Use this tool to help you plan out a working monthly budget


Total Budget Spending: $0.00

Total Surplus/Deficit After Budget: $0.00





Recommended Max Essential Expenses (60%)
Max Discretionary Expenses (20%)

Housing Expenses

(a household should spend a maximum of 28-30% of its gross monthly income on total housing expenses)
Mortgage/Rent
Property Taxes
Home Maintence
Home Owners Insurance
Home Utilities
$0.00

Transportation Expenses

Auto Payments
Auto Insurance
Gas
Maintenance/License
Parking/Tolls/Bus/Train
$0.00



Total Monthly Expenses: $0.00

Net Monthly Income:

TOTAL SURPLUS/DEFICIT: $0.00

Healthcare/Insurance Expenses

Health Insurance (Co-pays, Co-insurance, etc)
Life Insurance
Disability Income Insurance
Long-term Care Insurance
Medical/Dental/Drugs
$0.00

Household and Personal Expenses

Groceries
Personal Care
Clothing And Dry Cleaning
Professional Dues
Cell Phone
$0.00



Discretionary Expenses

Cable/Phone/Internet
Dining Out
Recreation Club Dues
Movies/Sporting Events
Hobbies
Vacation/Travel
Gifts/Contributions
$0.00


Saving And Investing

(Min 20%)

Emergency Fund
College Savings
Short/Mid-Term Needs
Retirement Savings
$0.00